Tampa Car Repossession Lawyer
Handling Bankruptcy Cases Exclusively for 20+ Years
Having your car repossessed or facing threats of repossession can compound your financial stress and affect every aspect of your life. Without your car, you may find it difficult to get to work, which further impacts your financial situation. At Sandra L. Hibsch, P.A., our car repossession attorney in Tampa can help find a solutions that fit your needs. Our team has helped many clients stop car repossessions and years of experience to support your case.
Car Payments & Bankruptcy
A car payment is not unsecured debt, so the lender can just repossess the vehicle if you can’t keep up with the payments. You will need to decide what you want to do about your car, such as keeping, redeeming, or surrendering it. The options available vary, depending on the type of bankruptcy you are filing and whether you are able to continue making payments.
Whether you are filing Chapter 7 or Chapter 13, there are options available to help you keep your vehicle and get control for the fair market value of the vehicle, rather than the full amount owed. We can explain how this works and determine if you are eligible for this and/or other debt relief options.
Act Quickly to Stop Repossessions
Our car repossession lawyer in Tampa can explain your options for stopping repossession if you want to keep your vehicle or help with the surrender of your vehicle. Surrendering your vehicle without filing for bankruptcy will not eliminate your obligation for the car loan. We may be able to help eliminate the debt completely if you choose to surrender your car and file for bankruptcy.
Schedule a Free Consultation
During your initial consultation, we will discuss issues with car payments and other aspects of your financial situation, including mortgage payments. We can answer your questions, provide the information you need, and determine if you qualify for Chapter 7, Chapter 13, or another alternative to help you regain control of your finances and resolve your debt issues.
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